Many businesses that look profitable still face cash shortages. Financial planning lets you anticipate income and expenses and make investment and financing decisions based on data rather than guesswork.
With budgets, cash-flow and cost analysis we clarify where your business stands today and draw a practical financial roadmap for growth.
What we offer
- Annual budgeting and monthly budget-vs-actual tracking
- 13-week and 12-month cash-flow projections
- Cost and profitability analysis by product, service, branch and customer
- Break-even and pricing analysis
- Feasibility studies and investment appraisal (payback, net present value)
- Comparison of loans, leasing and other financing options
- Clear financial dashboards for management
Who is it for?
Financial planning makes a big difference for fast-growing businesses, those planning new branches or investments, facing volatile cash flow or preparing presentations for banks and investors. Cash planning is especially critical in seasonal sectors.
How we work
- Data: We extract past income, expenses and cash movements from your books.
- Model: We build a budget and cash-flow model tailored to your business.
- Scenarios: We compare optimistic, expected and pessimistic scenarios.
- Monthly follow-up: We compare actuals with the plan and explain the variances.
Integrated with accounting
Because the team that keeps your books does the planning, forecasts are based on real data and updated every month. Tax payments, SGK premiums and loan instalments are built into the cash plan automatically.
